FTP stands for File Transfer Protocol, a method of managing the files associated with your website. cPanel comes complete with an FTP server that is pre-configured and easy to use. If you are the website owner, your FTP access should already be configured. You can log in via FTP using your cPanel account username and password.
You can also set up FTP accounts for other users. First, you need to create a user’s account. Then, the user will be able to log into your website using an FTP client such as FileZilla or Cyberduck.